Toggle is a digital-first renters insurance brand owned and backed by Farmers Insurance, a 90-plus-year-old giant, so it pairs startup-style

Trupanion is a long-running, comprehensive pet insurer with two genuinely standout features. It can pay your vet directly at checkout

Fetch (formerly Petplan, now partnered with The Dodo) is one of the most complete pet insurers around, and it is

Healthy Paws is a long-running, well-known pet insurer (since 2009). Its biggest strength is genuinely valuable: one simple plan with

Lincoln Heritage is a real, financially strong burial insurance company (AM Best A-, started in 1963). Its Funeral Advantage plan

Spot is a real, highly rated pet insurer (4.7 on Trustpilot from over 10,000 reviews). It is backed by a

Colonial Penn is a real, financially strong insurer (AM Best A-). It is famous for its $9.95 “guaranteed acceptance” plan.

NJM (New Jersey Manufacturers) is a very good insurance company, if you can get it. It is owned by its